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Upgrading your home oasis

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(Family Features) Picture this: You’ve purchased your home. You’re on the land you’ve dreamt about and you’ve got great ideas to turn your property into the personal oasis you’ve always wanted.

As you consider developing your land, building with environmentally sensitive choices becomes more important than ever. According to LightStream’s 9th Annual Home Improvement Trends Survey, more than 93% of homeowners see the benefits of undertaking renovations that have positive environmental impacts. Yet, one of the top barriers to making eco-friendly upgrades is that people don’t know what to do (27%) nor where to begin (24%).*

As a first step, homeowners can take on renovations to make their existing home or building greener. Among the many smaller-scale eco-projects are new insulation, HVAC systems, lighting or appliances. 

“One popular upgrade is installing custom windows and doors that are thermally broken, meaning they’re designed to keep out cold or hot temperatures,” said Sean Cain, president of Morton Buildings, a specialized construction company with decades of experience in eco-conscious construction. “It’s a big improvement that is not only energy-efficient, but it will immediately impact the overall comfort of your building and save money on energy expenses.” 

Reflecting larger visions, the survey also found that many homeowners are thinking outside the home itself, enhancing their properties by adding a separate garage, hobby shop, barn, office or accessory dwelling unit.

“Today’s homeowners are looking for a solid property improvement investment as well as construction specialists with the unique knowledge and know-how to deliver eco-friendly best practices and sustainable products,” said Todd Nelson, senior vice president at LightStream, an online lending division of Truist Bank.

In addition to return on investment and environmentally sustainable upgrades, homeowners are also increasingly interested in the longevity of their improvement projects.

“People today are keenly interested in the long-term sustainability of their building decisions including construction of ancillary buildings on their property,” Cain said. “Post-frame buildings with steel exteriors have advantages both for longevity and recyclability whereas shingle roofs or vinyl siding may need replacement more frequently, which often results in additional waste that cannot be recycled. Moreover, they have protective benefits as well, helping to mitigate inclement weather and extreme climate events. Most of all, their design flexibility makes them modern and stylish.”

FROM START TO FINANCE
Sustainability begins with material selection and production.

“There are many ways to make the manufacturing processes more sustainable, such as recycling or repurposing unused or misdirected materials and even capturing and reusing water,” Cain said.

Managing the Costs
Sustainable building options can also be more affordable, particularly if you’re looking at cost savings over time. 

“Reducing energy costs is important to many building owners,” Cain said. “Make sure your building or home is well-insulated because this can save you a considerable amount of money.”

Consider the Options
As consumers seek sustainability in their residential structures, more are considering their long-term financial impacts, too.

“We’re in era of rising interest rates,” Nelson said. “A fixed rate loan can save money and be the right choice for many reasons.”

Visit LightStream.com to see how unsecured, affordable home improvement loans can help finance your renovation.

*The 9th Annual LightStream Home Improvement Survey was distributed by Ipsos among 1,301 U.S. homeowners, between January 4, 2022 and January 13, 2022.

  Truist Bank is an Equal Housing Lender. Member FDIC.

Photos courtesy of Morton Buildings, Inc.


SOURCE:
Morton Buildings and LightStream

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Chores to tackle to get your home ready for spring

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(Family Features) After months spent largely indoors while harsh elements battered your home’s exterior, many homeowners are throwing open the windows and embracing spring’s arrival.

Every home requires ongoing maintenance to ensure it’s living up to its aesthetic and functional best. This checklist can help you create a comfortable home setting for enjoying the warmer months.

Check gutters. During the colder months, debris can accumulate in the gutters, which can be problematic when spring rains arrive. Clogged gutters prevent water from flowing efficiently away from the roof and house. When they’re backed up, they can cause water damage in a short amount of time. Faulty guttering can also cause slow leaks that lead to damage you may not discover until major repair work is needed. Properly functioning gutters are clear of debris, flow freely and are securely attached to the home.

Inspect the roof. Your roof takes a real beating in all kinds of weather conditions. Making it a common practice to carefully inspect the roof with the change of seasons can help you identify potential problems while they’re still in early stages, before a big storm hits and major damage occurs. Some roof issues can be addressed with simple repairs you can do yourself while others may require a professional. A roofing expert can help you determine whether any trouble areas can be patched or if a more complete restoration is in order.

Replace the dryer vent. Upgrading your dryer vent is an opportunity to conserve energy and prevent flammable lint build-up in your dryers. One option for updating the exhaust system is a paintable version of InoVate’s Prime DryerWallVent. Engineered for both vent replacement and new construction, the vent includes features such as a gravity-assist damper, integrated magnets and a drip edge to provide extra protection from the elements as well as pests. A large, clean opening and lightweight angled damper promote exceptional airflow efficiency.

Service air conditioning units. Your heating and cooling system works hard to keep your indoor climate comfortable when extreme temperatures make the outdoors unbearable. That’s why it’s important to have your systems serviced by a professional, and spring is a smart time to do so before they’re hard at work throughout the warmer months. Service can correct problems and ensure everything is operating efficiently, which can lead to money savings as well.

Repair window screens. Throughout the winter, your home’s window screens can accumulate a layer of dirt and grime that isn’t just unsightly; it blows indoors when you open the windows to welcome a fresh breeze. What’s more, if your screens have rips and tears, pesky bugs and other critters can make their way into your home more easily. Cleaning and repairing your screens can make your home more secure and help protect your indoor air quality.

Find more information to help get your home ready for spring at DryerWallVent.com.

Photo courtesy of Unsplash


SOURCE:
InOvate

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Tips for fostering dogs

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(Family Features) More animals are staying in shelters now than before the pandemic, according to a report from Shelter Animals Count, and just over half (53%) of dogs in shelters are adopted. However, the report also found that fostering dogs is a proven way to help pets find new homes.

For those looking to support rescue dogs in need, the PEDIGREE® brand and its FOSTERVERSE program offer tips for a positive fostering experience and show how you can help end pet homelessness. To learn more and get involved, visit Pedigree.com/Fosterverse.


Photo courtesy of Adobe Stock

Learn the Dog’s Background

Every dog has a unique personality and set of needs, which is why it’s important to learn as much as you can before fostering a dog. Try to gather detailed information from the rescue organization or animal shelter before bringing the dog home, including age, breed, health conditions, dietary needs, energy level and even likes and dislikes. Learning about your foster dog’s background ahead of time can help you prepare and ensure a smooth transition to your home.


Photo courtesy of Adobe Stock

Prepare Your Household

Spend time making your home as dog-friendly and safe as possible by keeping electronics, cleaning supplies, sharp objects and other potentially dangerous items out of the way. This may mean taking a look at items in your home from the dog’s eye level to see what might be within reach. If you will be introducing a foster dog to other pets in your household, try to provide ample space to allow for slow introductions. Also consider looking for ways to designate spaces and belongings (like beds) between your pets so they can have comfortable places to retreat and rest.


Photo courtesy of Adobe Stock

Train for Eventual Adoption

Once your foster dog has adjusted to the new environment, consider gradually implementing routines. These routines may include activities like obedience training, physical exercise, house training and crate training. Teaching your foster pup good habits in preparation for adoption can increase the likelihood of finding a forever home.


Photo courtesy of Adobe Stock

Market Your Foster Dog

Spread the word in your community in person and on social media that you are fostering and helping find a forever home for your four-legged friend. A survey from AdoptAPet.com revealed the simple act of sharing information on social media about adoptable pets at local shelters can save a pet’s life, with 8 out of 10 (84%) organizations reporting that sharing pet content online increases the likelihood of pets being adopted. Help get the word out and show your community members why they should consider adopting your foster pup.

Try Virtual Fostering

While many people might want to foster a pup, there are many factors that may not allow them to foster pets in real life. That’s why the PEDIGREE brand is bringing fostering opportunities to the Metaverse for anyone who owns a digital property in Decentraland, offering a new platform for dog adoption. Users may interact with dogs they meet in the FOSTERVERSE program and learn about their backgrounds and adoption status, as well as ways to support dogs in need across the country. Dog lovers can choose to adopt a dog they meet virtually through AdoptAPet.com or donate to PEDIGREE Foundation to help similar adoptable pets in need across the country.


SOURCE:
Pedigree

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Solo travel tips: 7 recommendations for venturing out alone

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(Family Features) Whether you’re a lone wolf at heart or looking to broaden your sense of independence, traveling solo can be a richly empowering and satisfying experience.

Setting out on your own has many practical advantages. You’re not worrying about accommodating another’s schedule, interest or needs, and you’re free to decide what you want to do and when. Solo travel also elicits some mental and emotional benefits, as you experience a unique sense of freedom, liberation and self-sufficiency.

If you’re considering a solo journey, consider these tips from the book “101+ Tips for Solo Women Travelers,” which is offered by Overseas Adventure Travel in free digital and print editions.

Make Sure Your Passport is Updated

Many countries now require your passport to be valid for six months after your return to the United States. If you don’t have a passport, or need to renew one, apply for one as soon as possible. Ideally you should have your application in six months before you depart.

Look for Trips with No Single Supplement

Often, quoted rates are “per person, based on double occupancy.” This is because travel hosts know they can make more from a couple traveling than an individual. You can avoid paying a single supplement premium by being willing to match with a roommate or traveling with a tour company or cruise line with free or low-cost single supplement fees.

Use the ATM

As an affordable and convenient way to get cash, you can avoid wasting time in line at a bank or currency exchange bureau by visiting an ATM. While you’ll likely incur a fee for using an ATM that’s not part of your bank, it is often less than the commission you’d pay at an exchange bureau. Plus, you can avoid additional fees by calculating how much you’ll need for the trip and making one withdrawal as opposed to multiple smaller withdrawals.

Download Entertainment Before You Leave

When traveling, Wi-Fi can be expensive, slow or just not available. Before you leave, download music, e-books, podcasts, favorite tv shows or movies to enjoy while you’re en route or during down time.


Join Group Tours

Once you reach your destination, you may enjoy joining small groups for excursions or to explore local cuisine. Or you can make your entire journey a group experience. A small group adventure with Overseas Adventure Travel has many benefits, and built-in dining companions is just one of them.

Take Precautions in Your Hotel Room

When you check in, ask the receptionist to write your room number down instead of announcing it so everyone can hear. Make sure your room’s locks work on both the door into the hallway and the balcony. Never let any repair person or staff member into your room without confirming with the front desk first. Bring a rubber doorstop, which makes a hotel room door nearly impossible to open. Finally, have an exit plan: Know where the nearest exit is located and the route from your room.

Make New Friends

For some, making friends seems to happen naturally while traveling alone by chatting with strangers at a neighboring restaurant table or striking up a conversation while waiting in line at a store. If those situations don’t occur naturally, there are useful apps that can connect you with local people as well as fellow travelers.

Find more tips to prepare for your journey at oattravel.com.


SOURCE:
Overseas Adventure Travel

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