HEALTHY LIVING
Build a better health care budget
(Family Features) Managing a chronic disease takes plenty of special planning and attention, and in many cases, a lot of money. In some cases, the expenses associated with disease management are overwhelming, forcing patients to skip essential treatments or medication and risk serious health complications.
One example is diabetes. A study published in the “Journal of American Medicine” found that 1 in 4 individuals with diabetes had rationed their insulin, which can impact short- and long-term health. Since 2002, the list price of insulin has risen, often costing customers without health insurance or on high-deductible insurance plans upwards of $1,000 for a one-month supply.

Consider these ideas to help manage the expense associated with a chronic disease:
1. Health Insurance
Whether you have a chronic condition or you’re generally healthy, it’s important to understand the different types of health insurance available to you. Commercial health plans can be purchased by anyone and may be available through your employer, or you may be eligible for government-funded health care, but there are numerous other options and variables to consider.
Understanding the costs associated with insurance plans means taking into account both your monthly premium and out-of-pocket costs like co-pays, co-insurance and deductibles. When choosing a plan, decide whether you’d rather pay a higher amount each month (premium) and less when you see the doctor (co-pays, co-insurance or deductible), or if you’d prefer to pay less each month and more when you need to see the doctor or fill prescriptions.
Another consideration is the plan’s network. There can be a significant budget impact when you see doctors in-network vs. out-of-network. Other potential cost-saving options include health savings accounts or flexible spending accounts, which might save you tax dollars.

2. Doctor Visits
Avoiding visits to the doctor because of the expense can end up costing more in the long run if you leave serious symptoms untreated or fail to properly manage a chronic condition. Make sure you understand all costs associated with your visits, including what’s covered by insurance, your co-pay and any out-of-pocket costs. Labs and tests aren’t always covered, and certain conditions like diabetes can require many test-related expenses. Sometimes saving money can be as simple as having lab work done at an in-network facility and sent to your doctor.
In addition to a primary care doctor, many patients with diabetes also see an endocrinologist and have more frequent visits to the eye doctor. Indirect costs like transportation and childcare may also impact the overall expense of a visit.
3. Prescription Drugs
Doing your research can make a major difference in what you pay for your prescriptions. For many conditions, such as diabetes, the cost of medication may make it tempting to skip doses to make a prescription last longer, but that can have dire medical consequences.
Instead, conduct price checks with various pharmacies and discuss your medication options with your doctor, including which of your prescriptions have generic alternatives available. If a generic is a possibility and your doctor believes it’s a good match for your condition, be sure the prescription notes that substituting is allowed. You can also look into coupon savings and patient assistance plans.
In addition, some programs are available to help people with certain conditions. For example, GetInsulin.org, created by nonprofit organization Beyond Type 1, is a one-stop tool for anyone with diabetes who is having trouble accessing affordable insulin in the United States.
“High-quality, modern insulin must be available to people with diabetes regardless of employment or insurance status, across all demographics, without barriers and at an affordable and predictable price point,” said Thom Scher, CEO of Beyond Type 1.
Through the website, users answer a few questions and receive customized action plans to guide them through the access solutions that best serve their unique circumstances such as location, insurance type, income and prescription.
4. Medical Equipment
Devices like oxygen tanks, pacemakers, blood glucose monitors and CPAP machines for sleep apnea play vital roles in treating serious medical conditions. If you’re worried about the cost of equipment recommended to help you navigate a short- or long-term diagnosis, work with your doctor and insurance company to figure out the most cost-effective method to achieve your treatment goals.
5. Emergency Care
A medical emergency isn’t only a drain on your physical and mental well-being, it can deliver a major blow to your finances. Emergency care can cost thousands of dollars per visit, especially with high-deductible insurance plans. Some conditions like diabetes are associated with a higher likelihood of emergency care needs for complications such as diabetic ketoacidosis and severe hypoglycemia. To offset the impact of potential emergency care expenses, plan ahead and build a savings account for your medical needs.
6. Food
Certain diets cost more to maintain, and that can be especially true when you’re eating to accommodate a medical need. When planning food costs, be sure to account for the foods you’ll eat regularly, as well as the extras you’ll need, such as glucose gummies and snacks to treat low blood sugar for those living with diabetes.

Searching for Solutions
After her father passed away from complications of uncontrolled diabetes, Christine Kanderski was determined to never relive that pain. This meant finding a way to afford treatment for her mother’s type 2 diabetes and her son’s type 1 diabetes.
“There was no way that my family and I were going to let diabetes take another one of our family members,” Kanderski said.
Kanderski budgeted for a laundry list of costs: appointments, health insurance, needles, test strips, glucose meters and insulin. One trick she found to save money was sharing supplies between her mother and son.
When things seemed hopeless, Kanderski reached out to the diabetes community for support and resources. Tools like GetInsulin.org can help people find affordable insulin. Users answer a few questions and receive customized action plans to guide them through solutions that best serve their unique circumstances.
Learn about options to help manage your diabetes-related expenses at GetInsulin.org .
Photos courtesy of Getty Images (Nurse and woman with patient, Doctor with patient)
Pie chart caption: According to research from the American Diabetes Association
SOURCE:
Beyond Type 1
HEALTHY LIVING
The power of sharing a table: Americans reviving ‘IRL’ experiences with drinks, dinner and beyond
(Feature Impact) Real-world connection has become increasingly rare and if you’ve felt the effects, you’re not alone. After years of digital-first habits becoming the new norm, many people are looking to rediscover face-to-face social interaction – “IRL,” in real life, not from behind a screen.
With many Americans now spending less time together than ever before as in-person contact continues to decline, according to data from the Organization for Economic Co-operation and Development, Teremana Tequila is inviting people back to something simple: the table. Rooted in the philosophy of Mana – the brand’s guiding core philosophy and belief that good energy is contagious and the best moments in life happen when people come together – its “Share the Table, Share the Mana” initiative and partnership with Timeleft, a global app that matches strangers into small groups for real-life meetups, is a call for real-world connection.
A gradual rebalancing is underway, according to Teremana. In a world where people are more digitally connected yet more personally disconnected, sometimes all it takes is one small gesture, like pulling up a chair and sharing a table to unlock something transformative.
Activity-Based Communities
According to the American Psychiatric Association, 1 in 3 American adults went at least a week in 2024 without feeling genuinely connected. In response, many people are shifting toward connection rooted in shared activities rather than conversation alone. Consider Eventbrite’s 2026 Social Trends Report, which found 58% of people now prefer events where socializing isn’t the primary focus, signaling a growing appetite for in-person gatherings built around common interests and experiences.
Recurring events – such as weekly trivia nights or monthly potlucks – reflect this shift toward activity-based connection. With a built-in rhythm and shared interest, they reduce the pressure of constant planning and allow relationships to develop more naturally over time. Whether it’s a standing “taco Tuesday” or “trivia Thursday,” these gatherings create structure that makes it easier for people to simply show up and enjoy the moment together.
This shift is also extending beyond traditional community spaces into experiences that transform everyday environments into opportunities for connection.
Third Spaces, Reimagined
Building on its spirit of good energy and shared moments, Teremana Tequila’s “Share the Table, Share the Mana” campaign kicked off with a series of out-of-home billboards across the country, but took a surprising turn when what appeared to be a standard billboard concealed a hidden bartender, drinks and an open invitation to share the table – turning a street corner into an unplanned gathering space for strangers. More experiential moments like this are on the way.
While digital tools remain central to how people connect, they’re increasingly being used to facilitate in-person moments – helping organize meetups, dinners, and shared experiences in the real world.
For example, by partnering withTimeleft, a global app that matches strangers into small groups for real-life meetups, Teremana’s idea is becoming a nationwide movement. Every Thursday from now through August, the Share the Table series will bring curated groups of people together at bars and restaurants across 13 U.S. cities, creating a consistent space for the kind of unscripted human connection no screen can replicate.
The nationwide initiative offers a key to unlocking something much bigger than one-off moments as an investment in infrastructure for connection, providing strangers opportunities to match with groups of people with similar interests and compatibilities.
Neighborhoods as a Nexus for Connection
By meeting and greeting neighbors and attending local events, the reliance on digital tools can be reversed. Proximity lowers barriers like time and distance, increasing the likelihood of repeated encounters for after-work drinks or dinner parties that allow for relaxed, low-pressure socializing.
For an easy way to break the ice with those near you, sharing a drink, or the mana, lets you open up your home in a low-stress setting without the pressure of cooking for a crowd. These simple at-home cocktail recipes for a Cucumber Serrano Margarita or Mana Paloma make hosting a breeze – and will leave neighbors thinking you’re a natural bartender.
To discover more ways the philosophy of Mana can revitalize human connection, visit Timeleft.com.

Cucumber Serrano Margarita
- 2 ounces Teremana Blanco or Reposado
- 1 ounce fresh cucumber juice
- 3/4 ounce fresh lime juice
- 1/2 ounce agave nectar
- 3 thin slices serrano pepper, divided
- ice
- cucumber slice, for garnish
- salt, for rim
- tajin, for rim
- In cocktail shaker, combine tequila, cucumber juice, lime juice, agave nectar and two slices serrano pepper; shake with ice. Strain over fresh ice into rocks glass.
- Garnish with cucumber slice and remaining serrano pepper slice. Rim half of glass with salt and tajin.

Mana Paloma
- Ice
- 2 ounces Teremana Blanco
- 1 ounce grapefruit juice
- 3/4 ounce lime juice
- 1/2 ounce simple syrup
- club soda
- 1 pinch salt
- lime wheel or grapefruit peel, for garnish
- In highball glass over ice, combine tequila, grapefruit juice, lime juice, simple syrup, club soda and salt. Gently stir, garnish with lime wheel or grapefruit peel and serve.

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HEALTHY LIVING
War on sunscreen: Misinformation may be undermining cancer prevention
(Feature Impact) Despite its wide recognition as an effective tool for skin cancer prevention, many Americans still say they aren’t sure how sunscreen works. In fact, confusion about its use and misinformation persist, especially on social media.
According to a national survey conducted by Atomik Research on behalf of the nonprofit Melanoma Research Alliance (MRA), 53% of the 2,000 adult respondents said they’ve seen claims that sunscreen ingredients may be harmful while 59% reported they’re concerned about what’s in sunscreen and 38% don’t believe sunscreen is safe and effective.
This sunscreen confusion highlights a central challenge in preventing skin cancer, which is the most common form of cancer in the United States, according to the U.S. Centers for Disease Control and Prevention.
Among the various types of skin cancer, 9 out of 10, including melanoma, are linked to exposure to ultraviolet (UV) radiation, according to the MRA. The survey found most Americans have a basic understanding of the risks of sun exposure, including the more than 8 in 10 who recognize spending long hours in the sun contributes to melanoma risk. However, roughly one-quarter said they rarely or never use sunscreen when outdoors.
Reducing exposure to UV radiation lowers the risk of skin cancer, making sunscreen a key part of prevention, even during those everyday moments you may not immediately recognize as “risky,” like a short walk through a parking lot or an hour sitting in the bleachers at a sporting event.
To combat the confusion, it’s important to first understand how sunscreen works. It absorbs or blocks UV radiation from reaching the skin, preventing DNA damage that can cause cancer.
“Conflicting or incomplete information can make people less likely to wear sunscreen consistently,” said Dr. Joan Levy, chief science officer at the MRA, “but the science on sun protection is clear, and sunscreen is one of the most effective tools to prevent melanoma.”
Active ingredients in sunscreen in the U.S. undergo rigorous review by the Food and Drug Administration (FDA), which evaluates them as over-the-counter drugs – a standard which requires extensive testing and contributes to a more limited set of approved UV filters compared to Europe, where sunscreens are regulated as cosmetics.
The FDA is evaluating additional methodologies for assessing sunscreen ingredients, a process that could, according to Levy, expand the number of approved UV filters available in the U.S.
While melanoma remains the deadliest form of skin cancer, real progress is being made in melanoma research. Recent advances are improving outcomes for many patients with the disease, though approximately 50% of patients do not respond to current treatments, according to the MRA, underscoring why prevention and early detection are critical.
“Treatments such as immunotherapy have significantly improved outcomes for many melanoma patients, but we should never need to treat what we could have prevented,” Levy said.
To learn more and find strategies to protect your skin, visit CureMelanoma.org.
Photo courtesy of Shutterstock
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HEALTHY LIVING
Steps for a lifetime of heart-healthy eating
(Feature Impact) More than half of adults and about 60% of children in the United States have unhealthy diets, which can contribute to higher rates of health factors such as high blood pressure and obesity, and lead directly to poor health outcomes including death from chronic conditions such as cardiovascular disease.
These findings come from the American Heart Association, a global force changing the future of health for all, which published its “2026 Dietary Guidance to Improve Cardiovascular Health” in its peer-reviewed, flagship journal “Circulation” recommending Americans follow a lifelong healthy eating pattern that may reduce cardiovascular disease risk and improve quality of life based on the latest in evidence-based science.
The statement outlines nine key features of a heart-healthy dietary pattern:
- Adjust energy intake and expenditure to achieve and maintain a healthy body weight: Try to balance how much you eat with how active you are to reach and maintain a healthy body weight.
- Eat a variety of vegetables and fruits: Include different colors, textures and types of produce. Remember, even canned and frozen can be nutritious and affordable.
- Choose foods made mostly with whole grains: Foods such as whole‑wheat bread, brown rice and oatmeal are typically better choices than refined grains including white bread or rice.
- Choose healthy sources of protein: Shift from meat to plant-based sources such as legumes, including beans, peas and lentils, along with nuts and seeds; regularly consume fish and seafood; select low-fat or fat-free dairy products; and, if red meat is desired, choose lean cuts, avoid processed forms and limit portion size.
- Choose sources of unsaturated fats: Replace saturated fats with healthy unsaturated fats, including those from nuts, seeds, avocados and nontropical plant oils.
- Choose minimally processed foods: Go with foods close to their natural state, with minimal added commercial ingredients, rather than those that are highly processed with additives.
- Minimize intake of added sugars: Limit the sugar-sweetened beverages you drink and the foods with added sugar you eat.
- Choose foods low in sodium and prepare foods with minimal or no salt: Be aware of hidden sources of sodium in prepared and packaged foods, and season food with healthier options such as herbs, spices or lemon instead of salt.
- If alcohol is not consumed, do not start; if alcohol is consumed, limit intake: Alcohol can increase your risk for high blood pressure and other health conditions, so if you don’t drink, don’t start.
“For healthy eating to be more attainable and sustainable, we recommend people focus on their overall eating pattern rather than specific nutrients or foods,” said Alice H. Lichtenstein, D.Sc., FAHA, volunteer chair of the scientific statement writing committee and senior scientist and leader of the Diet and Chronic Disease Prevention Directive at the Jean Mayer USDA Human Nutrition Research Center on Aging at Tufts University. “Every time you choose to make a swap for a healthier alternative, you’re making a step toward a healthier life.”
While the updated guidance is specifically designed to improve cardiovascular health, it’s generally consistent with dietary recommendations for other conditions like Type 2 diabetes, kidney disease, some cancers and brain health as well due to shared risk factors, including high blood pressure, high cholesterol, high blood sugar, excess weight and reduced kidney function.
“A healthy dietary pattern can support lifelong health and well-being beyond cardiovascular health,” Lichtenstein said.
To learn more about eating for heart and brain health, visit heart.org/healthydietand talk to your health care provider about what will work best for you.
Photo courtesy of Shutterstock
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