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Fire rating just one factor used in calculating insurance premiums

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By BARBARA GREEN
As ambulance service in the greater Bowie area is debated questions have arisen on how much impact changes to the City of Bowie Ambulance Service and Fire Departments could have on the city’s Public Protection Classification system rating.
During the recent town hall meeting, as well as city council and commissioner’s court sessions people have asked about the future of the department. The city fire department operates with a paid staff which serves as both firefighters and emergency medical responders, plus a volunteer fire department.
The staff is expected to face reductions if out-of-the-city limits calls are eliminated as proposed effective Oct. 1 and the county is exploring proposals to bring in ambulance service for the southern portion of the county served by Bowie ambulance. .
City officials have said have not “discussed” going to a full volunteer department, but they would anticipate there to be reductions in staff if ambulance calls are reduced.
Staffing is just one of the components used to determine an entity’s PPC rating. The figure also is a component used by insurance companies to determine insurance premiums.
The PPC system is a countrywide classification system used by the Insurance Services Office to reflect a community’s local fire protection for property insurance rating purposes.
The public fire protection of a city, town or area is graded using ISO’s Fire Suppression Rating Schedule to develop the community’s classification.
Some form of the PPC is used in all 50 states. In 1998 Texas changed to the PPC system from the old key rate system, which had been in place since 1920.

Read the full story in the weekend News and learn more about the Fire Suppression Rating System and how it impacts insurance premiums.

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Bowie City Council ready to finalize budget

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Members of the Bowie City Council will meet at 6 p.m. on Aug. 25 to finalize the budget and conduct a public hearing on a proposed tax rate.
The ordinances adopting both the 2026-27 budget and the 2026 tax rate are on the agenda for action. The public hearing on the tax rate presents a rate of .5750 cents per $100 in property value, which is slightly higher than the 2025 rate that is .5430.
The new rate is projected to generate $2,990,998, compared to $2,703,176 from last year’s rate. This is the first significant change in the rate since 2019, when it was .5445 cents. The next year it went to .5447 cents, where it stayed until 2023, when it went to .5430 cents, through 2025.
A bid will be awarded for the Rock and Pillar Street drainage project. Wall Contractors will be recommended by the city engineer and staff review. The bid came in about $1.3 million, which was lower than the estimated $2 million. It is expected to straighten the channel and get this intersection reopened for traffic after more than a year of closure to collapse of a portion of the pavement on the street.
The council will consider stop signs regulating traffic flow around the Kingdom Ridge Subdivision next to the elementary school.
In the city manager’s report Bert Cunningham will provide information on the hazard mitigation plan, the 2025-26 audit preparation and the bid for the Rock and Pillar project.

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Commissioners to consider budget, tax rate

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Montague County Commissioners will adopt a budget and tax rate when they meet at on Aug. 24 in the courthouse annex.
The budget hearing will be at 8:30 a.m. Aug. 24, followed by a public hearing for the proposed tax rate at 8:45 a.m.
During the regular meeting at 9 a.m., there will be one final budget workshop for any last minute tweaks or changes, followed by adoption of the 2026-27 budget and 2026 tax rate.
The proposed tax rate is .4961 cents per $100 in property value, which is the same rate as 2025. Due to the increase in property values despite the same rate, the total tax levy on all properties will see a 3.64% increase.
A copy of the proposed budget is available on the county website at https://www.co.montague.tx.us/.
Several other financial related items are on the agenda. Accumulated comp time in the sheriff office and jail will be discussed. The commissioners also will consider any year-end expenditures utilizing any or the budget year contingency funds.
Other items on the agenda will include: Acceptance of the District Attorney’s 2023- 2024 and 2025 Chapter 59 asset forfeiture reports and authorize DA Katie Boggeman to sign them; imposition of optional fees from the Texas Department of Motor Vehicles for 2027; House Bill 3834 cybersecurity and AI training certification for state and local governments compliance reports; interlocal cooperation agreement between the Department of Public Safety and the county court and district court; review the sherif office application for sheriff immigration law enforcement grant program Senate Bill 8; consider distribution of state grant HB 3000; and consider using Real Estate Station LLC Agent Denise Thurman to sell 5.9 acres on the corner of U.S. 81 and State Highway 59.

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Heat taking its toll on lakes, no rain since June

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It should be no surprise, the month of July is recorded as the hottest month on record for the country.
July wrapped up with seven straight days of 100 degrees or higher July 25-31. August also opened hot with the first 100-plus degree day on Aug. 3 and it has topped that marked through Aug. 19. On Tuesday the high was 107 degrees at the water plant, but in town thermometers recorded 108 and 109 degrees.It was expected to top that mark on Wednesday.
There was no rainfall recorded in July or in August. Bowie has only 21.71 inches for the year so far and Nocona has 22.35 inches.
Lake Amon Carter
Aug. 19 –
917.22 msl, 80.2% full
July 19 – 918.10 msl, 86.1%
Aug. 19, 2025 – 919.84 msl, 98.8% full
Lake is full at 920msl
Lake Nocona
Aug. 19 – 823.48 msl, 76.3% full
July 19 – 824.41 msl, 81.05%
Aug. 19, 2025 – 826.878 msl, 95.85%
Lake full at 827.5msl

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