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Protect yourself from Medicare scams

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Learn how to spot and report Medicare fraud

(Family Features) Since 1965, Medicare has provided health care coverage to millions of Americans. More than 65 million people in the United States were enrolled in Medicare as of February 2023, with more people becoming eligible and enrolling each year. Anyone on Medicare is at risk of Medicare-related fraud, and the Medicare program continues to warn people to watch out for scammers who steal Medicare Numbers and other personal information to exploit beneficiaries’ benefits.

Broadly speaking, Medicare fraud occurs when someone makes false claims for health care services, procedures and equipment to obtain Medicare payments. Medicare fraud costs taxpayers billions of dollars and puts the health and welfare of beneficiaries at risk. The impact of these losses and risks is expanding as Medicare continues to serve a growing number of beneficiaries.

“Anyone on Medicare can be a target of Medicare fraud,” said Centers for Medicare & Medicaid Services (CMS) Administrator Chiquita Brooks-LaSure. “But there are steps you can take to protect yourself and your loved ones by using CMS’ fraud tips to recognize and report potential scammers. Let’s all work together to make sure you’re not a victim of Medicare fraud.”

How to Spot Medicare Scams
There are many types of Medicare scams, taking the form of unsolicited emails, phone calls, text messages, social media posts and phony websites. Scammers often claim to be from the Medicare office, an insurance company or a government office. They’ll ask for your personal and financial information, such as your Medicare or Social Security Number, so that they can submit false claims for payment.

Remember that Medicare will never call, text, email or contact you through social media asking for your Medicare Number.

Some common Medicare scams to watch out for include:

  • Offers of “free” genetic testing
  • Calls or emails about free medical equipment, such as a knee brace, walker or cane
  • Solicitations for other services, such as offers of “paid” clinical research trials

While this is not a comprehensive list, these examples give you an idea of how to spot potential Medicare fraud. Scammers will do their best to present these services and products as genuine in exchange for your Medicare Number.

How to Protect Yourself
Now that you know how to spot Medicare fraud, you’ll need to know how to protect yourself from potential fraudsters. Remember to:

  • Guard your Medicare Number just like your Social Security card and credit card
  • Share your Medicare Number only with trusted health care providers
  • Review your Medicare statements, watch for services billed that look suspicious and ask questions if something looks wrong

How to Report Scammers
Reporting Medicare fraud protects you and millions of other people with Medicare and those with disabilities. If you or someone you know have experienced Medicare fraud or suspect an offer you’ve received is a scam, report it as soon as possible. You will never be in trouble for reporting fraud.

To learn more about Medicare fraud, visit Medicare.gov/fraud. To report potential Medicare fraud, you can call 1-800-MEDICARE (1-800-633-4227) or report the scam to the Federal Trade Commission at ReportFraud.ftc.gov.

Information provided by the U.S. Department of Health and Human Services.

Photos courtesy of Getty Images


SOURCE:
Centers for Medicare & Medicaid Services

 

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8 must-visit destinations for you next getaway

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(Family Features) For many travelers, the thrill of discovering unique and memorable experiences ignites a desire for new adventures – whether gathering with family, escaping routines or celebrating milestones.

From the bustling cityscapes to serene beachfront retreats, Hyatt hotels offer guests and members memorable travel experiences in sought-after destinations from Chicago to Cancun and beyond.

If you’re craving a getaway, get inspired by these eight destinations and plan your next vacation at Hyatt.com.

Embark on Urban Adventures in Chicago
Presiding in the heart of downtown Chicago, Chicago Athletic Association, part of The Unbound Collection by Hyatt brand, is steps from iconic landmarks such as Millennium Park, the Art Institute of Chicago and Maggie Daley Park. The landmark hotel offers seven celebrated dining and drinking establishments and boasts 240 guestrooms and suites that blend modern amenities with nods to its historic, athletic roots with stunning views of Lake Michigan.


Enjoy Ski-In, Ski-Out Luxury
Whether looking for a luxury ski getaway or a mountain adventure, Grand Hyatt Vail and Park Hyatt Beaver Creek Resort and Spa offer something for everyone. Both offer direct access to the mountain and ski valet services, so skiers can forget about carrying gear or dealing with cold boots. The hotel hot tubs can help guests leave behind mountain soreness in a serene environment.

Relax, Play and Indulge in Tranquility
Nestled in Greater Palm Springs, Grand Hyatt Indian Wells Resort and Villasoffers world-class accommodations following a $64 million hotel-wide renovation, including redesigned guestrooms and luxury villas, refreshed meeting and event spaces, two new dining concepts and a reimagined pool complex featuring a lazy river, splash pad and dueling water slides. Plus, the on-site spas provide advanced treatments like IV hydration, custom massages, body scrubs, microneedling and more.

Make Yourself at Home in the Nation’s Capital
Located in the buzzing Wharf neighborhood near the National Mall with dazzling views of the Potomac River, Hyatt House Washington, D.C./The Wharf is an ideal spot to recharge before exploring historic Washington, D.C. The hotel, which is the perfect home base for exploring nearby attractions like The Smithsonian and the Lincoln Memorial, is home to rooftop pool views and on-site dining as well as spacious rooms with separate seating areas and sofa beds – making it the perfect home away from home.

Unwind in Orange County
Indulge in SoCal vibes at Hyatt Regency Irvine. Located in Irvine, California, you’ll be near some of the area’s top activities, including Disneyland, Newport Beach and shopping at South Coast Plaza. Take advantage of the hotel’s swimming sanctuary, which was redesigned as part of a $55 million hotel-wide renovation and features luxurious cabana options like fire-pit seating, hospitality cabanas or shaded retreats.

Escape to the Shores of Paracas Bay
Relax amid the natural beauty of Peru’s southern coast at The Legend Paracas Resort, part of the Destination by Hyatt brand, a family-friendly, oceanfront basecamp for adventure. Adjacent to Paracas National Park, the immersive resort provides opportunities to explore the Ballestas Islands on a thrilling boat tour, soar over the enchanting Nazca Lines on a private charter flight or conquer the Huacachina desert in dune buggies.

Retreat to Well-Being
Tucked among 23 secluded acres at the base of Camelback Mountain, Andaz Scottsdale Resort & Bungalows is a luxury resort within a desert oasis. Guests can embark on a journey of adventure and relaxation with rejuvenating treatments available at Palo Verde Spa & Apothecary, three luxurious pools, 185 spacious bungalows and suites, renowned dining, craft cocktails and more.

Experience All-Inclusive by the Sea
Nestled between the natural Bahia Petempich beach and the Caribbean Sea, Hyatt Ziva Riviera Cancun ignites your senses with dramatic ambiance, vibrant cuisine and modern amenities in a family-friendly atmosphere where food, drink and activities are all included. Surrounded by a lush jungle and sparkling waters, it offers a nearly endless list of activities for the whole family, including the serene Zen Spa and a winding water park.


SOURCE:
Hyatt

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Cost-efficient car detailing at home

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(Family Features) Having your car professionally detailed is likely to set you back a chunk of change, but with the right supplies and a little spare time, you can get similar results at home.

Whether you’re washing away winter grime or just giving your ride some overdue attention, follow these steps to get your vehicle in tip-top shape.

Assess your vehicle’s condition. If there’s a specific problem you need to address, such as stains or excessive insect buildup on your front bumper, those are areas you’ll want to focus your time, energy and budget.

Purchase the necessary supplies. A car cleaning kit could simplify the shopping process, but you may need to supplement with additional items, such as a spot treater, to achieve the best results. The essentials include a sturdy bucket, washing mitt, soft bristle brush, soft rags, a dust rag, automotive soap, glass cleaner, a vinyl or interior-safe cleanser, vacuum and wax, if you wish.

Empty the vehicle. Removing all your personal possessions provides a blank slate for cleaning and prevents you from having to work around or worry about damaging your belongings. Also remove any elements of the vehicle you may want to clean separately, such as floor mats, console inserts and other removable pieces.

Tackle the interior. Start by removing debris from crevices and wiping away dust and other gunk. Then, with the initial layer of mess removed, go back and wipe down all surfaces using a cleanser. You can also clean the interior windows at this stage, and be sure to wipe down the console, especially if you have a touchscreen that is covered with fingerprints.

Vacuum thoroughly. Using a small vacuum or hose with strong suction, pay special attention to high-traffic areas and spaces where trash and debris tend to settle, such as between the seat and console. The floorboards will likely need the most attention, but don’t overlook the seats, and especially the area where the seat and back meet as this crevice can trap a great deal of dirt.

Clean the floor mats. Chances are good your floor mats rival the exterior for the dirt and grime they accumulate. Depending on how heavily soiled they are, and especially if they’re carpet-style mats, you may want to shampoo them after a deep vacuuming to remove stubborn stains.

Return belongings to the interior. Before you add everything back into your vehicle, take time to wipe down items and sort out any unnecessary clutter. It’s a good time to reorganize your storage areas to be sure the items you use frequently are in easy reach. You can also replenish supplies such as facial tissue and hand sanitizer.

Wash the exterior. Follow the instructions on the product’s label to wash your automobile’s exterior. Pay attention to special requirements such as allowing time for a bug remover to soak. In general, start with a rinse, followed by scrubbing with a mitt then an all-over rinse. Use a chamois towel or other drying cloth to avoid water spots.

Add finishing touches. If you’re using wax or planning on specialty treatments like tire cleaning, those will be among your final steps. Last but not least, clean the exterior windows with glass cleaner to remove streaks and leave them sparkling.

Find more practical vehicle maintenance tips at eLivingtoday.com.

Photo courtesy of Shutterstock


SOURCE:
eLivingtoday.com

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5 tips for new pet owners

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(Family Features) Welcoming a new pet is exciting, but preparation is needed to provide a loving home and enjoy the unconditional love.

Prepare your furry friend for a new home with these essential tips for first-time pet owners.

Choose the Right Pet for Your Lifestyle
Consider your living situation, work schedule and personal preferences. Research different breeds to find the one that matches your activity level, living space and family dynamics. Also consider any allergies or sensitivities you or your family may have as some pets may trigger allergies or asthma symptoms.

Set Up Your Home
Before bringing your new pet home, create a safe and comfortable environment. Start by pet-proofing your home, removing any hazardous substances and securing loose wires or cords. Make sure to store cleaning supplies, medications and toxic plants out of reach. Provide a designated space that includes a cozy bed or crate, food and water bowls and toys.

Create a Routine
Establish a consistent schedule for feeding, exercise and bathroom breaks. Determine the appropriate amount and frequency of meals for your pet’s age, size and breed. Spend quality time with your pet daily, providing attention, affection and mental stimulation.

Budget for Your Pet’s Needs
Owning a pet comes with financial responsibilities. Consider the costs of food, grooming, veterinary care, vaccinations and preventive medications. Additionally, factor in the cost of toys, bedding, litter and other supplies.

Find a Reliable Veterinarian
Regular check-ups and open communication with a local veterinarian can help detect any potential health issues early and ensure your pet receives the best possible care. Ask friends, family or neighbors with pets for provider recommendations and read reviews. Visit potential veterinarians’ offices to meet the staffs, tour the facilities and ask any questions you may have.

Find more tips for welcoming a furry friend into your home at eLivingtoday.com .
 

Photo courtesy of Unsplash

Watch video to find out how!

https://youtube.com/watch?v=wZ4QNkPxHs4%3Fmodestbranding%3D1%26rel%3D0%26showinfo%3D0


SOURCE:
eLivingToday.com

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