Live Better
Turn your tax refund into a new ride

Make a major purchase more manageable
(Family Features) With tax refunds starting to flow in, many people are considering ways to invest their money.
If you’re looking to purchase a vehicle, putting your tax refund toward a down payment on a used car can be a smart financial decision for several reasons – from reduced interest rates on your loan and shortened loan terms to lower monthly payments – and the timing is right to take advantage of improving market conditions. Consider this information to help make an informed buying decision.
Lower Your Monthly Payment
The more you can invest in the down payment of a vehicle, the lower your monthly cost will typically be and the less interest you will typically pay over the length of the loan. This can lead to smaller, more manageable monthly payments.
A significant down payment can also help offset higher-than-average interest payments and could lead to a shorter term, meaning less total accrued interest. An auto loan calculator can show you how a down payment can affect interest charges.
More Affordable Vehicle OptionsUsed car prices have been trending downward month-over-month, according to the Bureau of Labor Statistics’ consumer price index. These decreases in used car prices are helping offset higher than normal interest rates. The average sales price for a pre-owned vehicle through Enterprise Car Sales, for example, is approximately $21,000 right now, compared to average new car prices, which are hovering around $44,000.
Vehicle inventory is improving along with an increase in consumer demand for cars, which makes now an attractive time to buy. Many used car sellers feature inventory that is readily available so you can select from options you know are in stock, including different makes and models with a wide range of different features that can offer more affordable options.
“We have a large inventory of vehicles across the country currently priced under $20,000,” said Mike Bystrom, vice president of Enterprise Car Sales. “There are several considerations to keep in mind when shopping for a vehicle, and there is no one-size-fits-all approach. Consumers should weigh their options, but the one thing they shouldn’t compromise on is receiving great customer service.”
Protect Your Purchase
Ensuring your purchase is protected is also a smart financial decision. Take advantage of dealers that offer additional benefits to help protect your purchase and provide peace of mind that your tax refund has been well spent.
Look for a used vehicle that has passed an inspection by an ASE-certified technician and comes with a limited powertrain warranty, as well as extra coverage options such as roadside assistance and a return policy up to a certain amount of days or mileage.
With a little research and careful planning, you can find a reliable used car that meets your needs and puts your tax refund to good use. Visit enterprisecarsales.com for more information.
SOURCE:
Enterprise Car Sales
Live Better
Meet a colorful new Supertunia

In This week’s Home and Garden page, The Garden Guy Norman Winter introduces us to an award-winning Supertunia with bright yellow color. Also read about New Year resolutions for your yard.
Supertunia Mini Vista Yellow annual of year
As we headed into December we start to glance to the future, to the award-winning flowers for 2025. This is always a terrific choice for your garden dollar, whether you are looking toward the landscape, porch, patio or deck.
One such award winner is Supertunia Mini Vista Yellow, Proven Winners 2025 Annual of the Year.
Live Better
On the Table focuses on proteins

In “ON THE TABLE” this week read how to pack flavorful protein into snacks and the Dos and Don’ts of canned food.
Pack more protein in your lunch
As 2025 begins families are looking for healthier alternatives for certain foods and ways to pack more protein in their diet. Chicken of the Sea offers these yummy ideas for a snack.
Living a happier, healthier life often begins in the kitchen. From lunches on the go to sit-down family meals, keeping flavor at the center of your meal planning is key to maintaining healthy habits.
Based on Mintel’s 2025 Global Food and Drink Trends, experts predict that sweet, sour, smoky and spicy flavors will continue to rise in popularity among families in the United States this year. Show your family how much you care with delicious and nutritious dishes that don’t skimp on flavor. After all, it’s easier to stick to healthy eating when you find joy in the foods you share.
Live Better
Navigating changes as a family

(Family Features) Every family experiences changes. Some are planned, others are unexpected. Some are joyful, others are marked by pain or uncertainty.
Whether it’s divorce, the death of a loved one, welcoming a new sibling or moving to a new home, these events impact every member of the family. For young children, even small changes can feel monumental, and how adults talk with them affects how they respond and cope.
Dr. Lauren Loquasto, senior vice president and chief academic officer at The Goddard School, shares this guidance to help families navigate change.
Why Transitions Matter to Young Children
To understand why transitions affect children so deeply, it’s important to remember children see the world differently than adults. Their routines, relationships and surroundings establish a sense of security and safety. Their families and role within them form their initial identities. Any disruption, big or small, can shake their foundation. Children can handle change, but adults must help them process it.
Children are naturally perceptive. When something changes, they notice. When they lack the language or understanding to ask questions, they express their feelings through behavior. It’s how young children express, “I’m feeling something, but I don’t have the words for it.”
When children become clingier after a new sibling is born or struggle with meltdowns in a new classroom, they’re trying to process the changes in their lives. These behaviors signal, “I’m not sure what to do with all these feelings.”
View Changes Through Children’s Eyes
Everyone experiences changes differently. Even within the same family, adults and children may perceive and respond to the same event in unique ways. An adult may see moving to a new home as an exciting fresh start while children may see it as leaving behind the only bedroom they’ve ever known.
Approaching changes through a child’s lens helps reframe what’s happening. Instead of minimizing feelings, adults can acknowledge the shift children are experiencing and guide them with care.
Proactively Communicate
When families face big changes, one of the most common questions is, “What do we tell the kids?” There’s often a struggle between wanting to protect children from overwhelming emotions and offering them enough information to make sense of what’s going on.
Rather than avoiding the conversation, discuss what’s happening using this framework:
- Acknowledge what’s happening. Use clear, simple language, such as: “Daddy is moving to a different house and you’ll have two homes now.”
- Focus on the present or immediate future. Young children often don’t have a solid grasp of time. While they can understand routines and orders of events, it takes well into elementary school for them to truly conceptualize time.
- Name the feelings. Give children words for what they might be feeling. “It’s OK to feel sad or confused right now. Sometimes changes feel hard.”
- Provide reassurance. Let them know that even though things are changing, they’re still safe and loved.
- Encourage questions. If you don’t have an answer, it’s OK to say, “I’m not sure, but I’ll find out,” or “We’re figuring this out together.”
Avoidance is a natural instinct, but silence leaves children to fill in the gaps with their imaginations, which can be scarier than reality. Moreover, when they sense something is different but no one is talking about it, children might feel alone in their confusion. By proactively communicating, you tell them, “I’m here with you.”
Embrace Feelings
Transitions can be emotional and children need space to express their feelings without judgment. When a child cries or lashes out, instead of responding with, “Don’t be sad,” validate the experience by saying, “I see you have big feelings right now. I’m here with you.” Help your child manage these feelings by encouraging active expressions, such as drawing, writing or moving to music.
Transitions can be challenging, but they’re also opportunities to build resilience and deeper connections. Approaching big changes with empathy, proactive communication and an open heart helps children feel more secure and confident to move forward.
To watch a webinar featuring Loquasto sharing additional guidance and access parenting insights and resources, visit the Parent Resource Center at GoddardSchool.com.
Photos courtesy of Shutterstock
SOURCE:
The Goddard School
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