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3 ways older adults can pay it forward: Redefine retirement through community connection

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(Family Features) Everyone benefits when older adults remain engaged, independent and included. Instead of letting age define their circumstances, older Americans are embracing change, pushing boundaries and transforming their communities through creativity, commitment and service.

Volunteering is one way older adults can improve their quality of life through connections with others, and it’s also been proven to make measurable improvements in the mental and physical health of the volunteers themselves. In fact, 84% of volunteers report stable or improving health after one year of service and 88% report lower levels of feelings of isolation, according to a study conducted by AmeriCorps Seniors.

As a first stop for anyone looking to explore volunteer opportunities, AmeriCorps and AmeriCorps Seniors connect individuals and organizations through service and volunteering. AmeriCorps Seniors matches Americans 55-plus with opportunities to improve their communities through the contribution of time, passion, skills and experience.

“AmeriCorps Seniors is tailor-made for those aged 55 and older,” said Atalaya Sergi, director, AmeriCorps Seniors. “It provides a space for older adults to take charge of their ‘second act’ and use their time in valuable and impactful ways. All of our volunteers share a goal of making a difference in their communities, and many see their involvement as a chance to make friends and form meaningful connections.”

More than 140,000 Americans are matched with volunteer opportunities each year through three programs: RSVP, the Foster Grandparent Program and the Senior Companion Program.

“Our programs offer varying levels of involvement, interaction, time commitments and work with a diverse set of partners,” Sergi said. “We believe there’s a good fit for everyone and many opportunities for volunteers to meet like-minded peers who share their interests or pursue volunteer opportunities that can involve their families, too.”

Consider these ways older adults can get involved in their communities.

Respond to the Needs of Your Community

With more than 115,000 volunteers, RSVP is the largest of the programs. It is a popular choice due to its flexible time commitments and diverse ways to serve. The program partners with national, state and local organizations to offer volunteers a wide range of service opportunities, from building houses to delivering food.

“All the people you meet when you’re a volunteer tell you their stories and experiences,” said Srini Srinivas, a volunteer serving with the RSVP program. “You find that very rewarding and it enriches your life. Doing this service is a way of paying it forward. It supports the community. It keeps me active, which is a good thing. You also feel useful.”

Serve as Mentors

For older adults interested in working with children, the Foster Grandparent Program pairs volunteers with local schools and other programs focused on children, caring for and working with classes, groups or individual students. Volunteers serving with the Foster Grandparent Program serve between five and 30 hours each week based on their availability and may be eligible for a small monetary stipend to offset the cost of volunteering.

“My motto is, ‘There is never a never, you can always accomplish something.’ I’m here to help the kids learn, be there for them and teach them as much as I can,” said volunteer Priscilla Tsethlikai, who has been involved with the program since 2016. “They’re teaching me, and at the same time, I’m teaching them.”

Provide a Helping Hand to Other Older Adults

Fostering relationships with other older adults is also a rewarding, and needed, option. Volunteers serving with the Senior Companion Program give about 20 hours each week and spend time with older adults in need of companionship or help with day-to-day tasks such as grocery shopping, getting to appointments or paying bills. Volunteers may also provide respite to family members caring for loved ones with chronic illnesses. The program may offer a small monetary stipend for volunteers who qualify.

 “Volunteering has changed me, it keeps me grounded,” volunteer Carmen Swanson said. “When you help others and do for others, you enrich your life. My favorite part is being available and of service to them. Whatever their desire is, whatever they’d like to achieve – if I can execute the task, follow it through and accomplish it then it makes my day.”

While it may mean different things to different people, the idea of choosing our own paths as we age provides one overarching sentiment: growing older can and should be empowering.

“We know there are stereotypes surrounding older adults, but we want people to shift their thinking,” Sergi said. “See the ways older adults continue to contribute to your life and communities, appreciate their wisdom and lived experiences, and join them in new endeavors. When the older adults in our communities are engaged, valued and genuinely included, we all benefit.”

For more information, and to find volunteer opportunities near you, visit AmeriCorps.gov/YourMoment.

Support Older Adults in Your Community

Though many older adults remain independent and engaged as they age, some may find they are no longer able to complete daily tasks and require assistance. By looking for ways to assist older adults with tasks and engage with them intellectually, you can help them continue to live fulfilling lives. Consider these ways you can make a difference in the lives of older adults in your area:

Offer your services. This may be especially useful if you are a skilled tradesman, such as a plumber, carpenter, electrician or mechanic, or have technical skills and can assist with navigating devices such as computers and cell phones.

Volunteer at an older adult community. Assisted living, skilled nursing and memory care communities often rely on volunteers to host game nights and social events to help residents socialize and stay active.

Assist with household chores. While many older adults choose to age in their own homes, they may require assistance with cooking, cleaning, yardwork and more.

Help with transportation. If you have a car and a valid driver’s license, driving older adults can help them complete their errands more quickly and safely. They may need to get to a doctor’s appointment, go to the grocery store, visit the post office or complete other tasks outside of the home that a driver can assist with.


SOURCE:
AmeriCorps Seniors

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Handy ways to jump start productivity in your workspace

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(Family Features) Designing a project workspace can take your creativity to new heights. Whether you’re into woodworking, metalworking, building models or repairing bikes or tools like chainsaws, having the right space allows you to focus on creating and enjoying each project to the fullest.

Completing a job to your satisfaction requires the right tools, equipment and resources to get the job done. Set up a workspace that lets you explore your passion with these tips from the DIY pros at Work IQ Tools:

Identify your needs. Every project comes with a unique set of tools and requirements for success. Make a list so you can ensure you account for every detail.

  • Determine if a large, flat workspace is required or floor space is better suited.
  • Balance comfort and craftsmanship by choosing a stable chair or rolling chair or decide if working on your feet is more practical.
  • Decide exactly how much space you realistically need.
  • Assess your access to adequate power sources.
  • If you’re using paints and varnish or other odorous substances, ensure there’s proper ventilation.

Invest in the right equipment. Having the right tools allows you to work faster, easier and smarter. Incorporating a solution like the IQ Vise System is like having a built-in problem solver with smart features that improve functionality and capability. The vise features a ball and socket design that allows articulation and 360-degree rotation at any angle for optimal work positioning while complementing task-specific jaws are crafted to create the perfect grip for an extensive range of shapes and materials.

Plan for storage. Keeping all your parts and pieces neatly organized means they remain in good condition until you need them, and you can find what you’re looking for easily. When you’re planning your storage needs, think about the space you need at every stage, including how you’ll protect a project that is in progress when you step away from your workspace.

Light it up. A well-lit workspace gives you the visibility you need to complete each project to your satisfaction. Overhead lights rarely do the trick for hands-on work, so plan to add task lamps to your work area. Look for models with features that match your hobby needs, such as dimming capabilities and goose necks that allow you to position the lights just right.

Remember safety. Different projects require distinct protective gear, but virtually all DIYers can benefit from some basic safety precautions. At the least, keep a first aid kit handy for nicks and cuts, but also consider safety glasses, gloves, ear protection and other gear that can help protect you while you work.

Find more useful tools to create a functional project workspace at workiqtools.com.

Workshop Assistants to Get the Job Done

No matter your craft or hobby, you can find plenty of tools and accessories that make it easier to navigate the intricate details of each project you tackle. Consider these IQ Connect plug-and-play workshop accessories that provide hands-free assistance where and when needed on the IQ Vise and around your work area via three additional mounting options.

Work Light: Task lighting helps illuminate dark or shadowed areas so you can see the tiniest details. A hands-free, 180-lumen work light that mounts in a magnetic holder, bench mount or clamp mount can add extra versatility. Rechargeable and featuring multiple light settings, it’s always ready and adaptable to your needs.

Magnifying Glass: Many hobby projects require intricately detailed work that’s difficult to see with the naked eye, whether it’s a minute piece of your project or the fine print on a tool. Look for a magnifying glass that’s at least 5 inches in diameter with at least two levels of magnification and an adjustable frame so you can get the angle just right.

Cell Phone Holder: A smartphone is often a hobbyist’s most valuable tool since you can use it to look up information, scan for design inspiration, record your process or add entertainment to your work session. An adjustable hands-free holder lets you get the positioning just right while giving you the freedom to tackle the tasks at hand.



SOURCE:
WorkIQ

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Turn your tax refund into a new ride

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Make a major purchase more manageable

(Family Features) With tax refunds starting to flow in, many people are considering ways to invest their money.

If you’re looking to purchase a vehicle, putting your tax refund toward a down payment on a used car can be a smart financial decision for several reasons – from reduced interest rates on your loan and shortened loan terms to lower monthly payments – and the timing is right to take advantage of improving market conditions. Consider this information to help make an informed buying decision.

Lower Your Monthly Payment
The more you can invest in the down payment of a vehicle, the lower your monthly cost will typically be and the less interest you will typically pay over the length of the loan. This can lead to smaller, more manageable monthly payments.

A significant down payment can also help offset higher-than-average interest payments and could lead to a shorter term, meaning less total accrued interest. An auto loan calculator can show you how a down payment can affect interest charges.

More Affordable Vehicle Options
Used car prices have been trending downward month-over-month, according to the Bureau of Labor Statistics’ consumer price index. These decreases in used car prices are helping offset higher than normal interest rates. The average sales price for a pre-owned vehicle through Enterprise Car Sales, for example, is approximately $21,000 right now, compared to average new car prices, which are hovering around $44,000.

Vehicle inventory is improving along with an increase in consumer demand for cars, which makes now an attractive time to buy. Many used car sellers feature inventory that is readily available so you can select from options you know are in stock, including different makes and models with a wide range of different features that can offer more affordable options.

“We have a large inventory of vehicles across the country currently priced under $20,000,” said Mike Bystrom, vice president of Enterprise Car Sales. “There are several considerations to keep in mind when shopping for a vehicle, and there is no one-size-fits-all approach. Consumers should weigh their options, but the one thing they shouldn’t compromise on is receiving great customer service.”

Protect Your Purchase
Ensuring your purchase is protected is also a smart financial decision. Take advantage of dealers that offer additional benefits to help protect your purchase and provide peace of mind that your tax refund has been well spent.

Look for a used vehicle that has passed an inspection by an ASE-certified technician and comes with a limited powertrain warranty, as well as extra coverage options such as roadside assistance and a return policy up to a certain amount of days or mileage.

With a little research and careful planning, you can find a reliable used car that meets your needs and puts your tax refund to good use. Visit enterprisecarsales.com for more information.


SOURCE:
Enterprise Car Sales

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Get ready to grill: Choosing the right outdoor cooking solution

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(Family Features) Warmer temperatures and sun-filled days mean it’s time to take entertaining and socializing outdoors, and a key component of many outdoor gatherings is fresh-grilled food.

Because firing up the grill can make prepping meals quick and easy, it allows you to spend more time with friends and family rather than missing out on the sunshine while stuck in the kitchen. Whether you’re a first-time griller or consider yourself a master of the grates, there’s a grill available to meet your skill level and needs, such as these options that provide flexibility for small-to-midsize backyard spaces – as well as a large built-in model for custom outdoor kitchens – and a variety of features and function to make the most of your warm weather gatherings.

Portable, Small-Space Cooking

Ideal for first-time grillers, couples, small families or those with limited backyard spaces, the Megamaster 3-Burner Gas Grillwas designed to fuse performance and value. Despite its size, it can cater to almost any grilling or entertaining need with three stainless steel burners and 447 square inches of cooking space, a combination of versatility and capacity to prepare large quantities of food as well as various types of food simultaneously. Plus, it’s easy to maneuver on two heavy-duty wheels, making it simple to free up patio space after use. Learn more at megamaster.com.

Family-Sized Functionality

With ample cooking space to feed small and medium-sized groups, the Nexgrill 4-Burner Gas Grill with Side Burner is a perfect all-around grill for both beginners and seasoned grilling enthusiasts. Always ready to fire up some flavor, the durable grill also features a stainless steel side burner to saute, simmer and warm dishes simultaneously as well as 628 square inches of cooking space, meaning family favorites like burgers, dogs, chicken and more can be put on the table quickly. Find more information at nexgrill.com.

Elevate Your Outdoor Kitchen

If your outdoor living area includes enough space, you can elevate the outdoor cooking experience with an outdoor kitchen. Put a premium, built-in grill like the Spire 6-Burner Built-In Grill at the center of your custom, luxurious entertaining space. This dual-fuel, stainless steel gas grill features 904 square inches of cooking space and 73,000 British thermal units of cooking power across six main burners and an intense-heat ceramic rear burner, producing restaurant-quality sear marks and exceptional heat retention. Visit spireoutdoor.com to learn more about the durable, high-performance grilling solution.


SOURCE:
Megamaster

Nexgrill

Spire

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