Live Better
Stay ahead of Medicare fraudsters
(Family Features) Every day, criminals target older Americans with one goal – to steal their Medicare numbers and other protected health information. To fraudsters, this information is just as valuable as credit card information. These criminals steal Medicare numbers and unlawfully bill Medicare for medical services that were never provided to the patient or overbill for provided services.
When criminals commit fraud, and falsely bill Medicare, people’s medical records may become inaccurate and they can suffer delayed or even be denied care. In the end, Medicare fraud costs taxpayers billions of dollars every year. Each dollar lost to fraud takes away resources intended for people with Medicare.
Protect Yourself
Fraudsters are getting creative and new scams are continually emerging. The best thing you can do is beware of people who contact you for your Medicare number or other personal information. You may be contacted by phone, text or email by someone posing as a Medicare representative, a health care provider or even a medical equipment company. If someone you don’t know asks for your Medicare number, hang up or delete the message – this is a scam.
Consider these tips to help protect yourself against Medicare fraud and stay one step ahead of fraudsters:
- Guard your Medicare card just like your Social Security card and credit card.
- Only share your Medicare information with your trusted health care providers.
- Be skeptical of free gifts, free medical services, discount packages or any offer that sounds too good to be true.
- Always check your Medicare claims statements to make sure they are accurate. Call 1-800-MEDICARE if you suspect you or Medicare has been billed for a service you did not receive.
Watch Out for Medicare Hospice Fraud
Beware of scammers offering older Americans in-home perks, like free cooking, cleaning and home health services, while they are unknowingly being signed up for hospice services. The scammers then unlawfully bill Medicare for these services in your name.
Criminals are using every avenue they can to sign you up including door-to-door visits, false advertising, phone, text and email. Hospice care is for people who are terminally ill and only you and your doctor can make this serious decision if you need end-of-life care.
Remember this advice to avoid hospice scams:
- Your doctor is the only one who can certify you’re terminally ill (with a life expectancy of 6 months or less). If you are not terminally ill, you should not receive hospice care.
- Never accept perks or gifts in return for signing up for hospice services.
- Medicare will never provide “free” services like housekeeping.
- Be suspicious if someone offers you free services like housekeeping or cooking in return for your Medicare number.
- Medicare will never come to your home.
Report Medicare Fraud
Reporting Medicare fraud protects you and millions of other people with Medicare and those with disabilities. If you or someone you know has experienced Medicare fraud or suspect an offer you’ve received is a scam, report it as soon as possible. You will never be in trouble for reporting fraud.
To learn more, visit Medicare.gov/fraud. To report potential fraud, call 1-800-MEDICARE (1-800-633-4227).
Information provided by the U.S. Department of Health & Human Services.
Photo courtesy of Shutterstock
(Family Features) Welcoming a new pet is exciting, but preparation is needed to provide a loving home and enjoy the unconditional love.
Prepare your furry friend for a new home with these essential tips for first-time pet owners.
Choose the Right Pet for Your Lifestyle
Consider your living situation, work schedule and personal preferences. Research different breeds to find the one that matches your activity level, living space and family dynamics. Also consider any allergies or sensitivities you or your family may have as some pets may trigger allergies or asthma symptoms.
Set Up Your Home
Before bringing your new pet home, create a safe and comfortable environment. Start by pet-proofing your home, removing any hazardous substances and securing loose wires or cords. Make sure to store cleaning supplies, medications and toxic plants out of reach. Provide a designated space that includes a cozy bed or crate, food and water bowls and toys.
Create a Routine
Establish a consistent schedule for feeding, exercise and bathroom breaks. Determine the appropriate amount and frequency of meals for your pet’s age, size and breed. Spend quality time with your pet daily, providing attention, affection and mental stimulation.
Budget for Your Pet’s Needs
Owning a pet comes with financial responsibilities. Consider the costs of food, grooming, veterinary care, vaccinations and preventive medications. Additionally, factor in the cost of toys, bedding, litter and other supplies.
Find a Reliable Veterinarian
Regular check-ups and open communication with a local veterinarian can help detect any potential health issues early and ensure your pet receives the best possible care. Ask friends, family or neighbors with pets for provider recommendations and read reviews. Visit potential veterinarians’ offices to meet the staffs, tour the facilities and ask any questions you may have.
Find more tips for welcoming a furry friend into your home at eLivingtoday.com .
Photo courtesy of Unsplash
Watch video to find out how!
SOURCE:
eLivingToday.com
(Family Features) If cooler weather has you longing for sunny days outdoors, take heart. Once spring rolls around, you can prepare your yard for months of warm-weather enjoyment with these tips.
Watch video to find out how!
- Clear the Yard
Remove any leaves, rocks or sticks that may have accumulated then cut the grass as short as you can.
- Dethatch
Use a thatching rake to remove dead roots and grass.
- Treat Weeds
Apply herbicide to treat weed-infested areas. Allow the weed killer to work for about a week then rake to remove dead weeds.
- Add Seed and Fertilizer
Depending on your lawn’s needs, overseed or spot seed to fill in thin spots. Use a grass variety that matches your climate for best results. Select and apply fertilizer consistent with your grass type then water thoroughly.
- Clear Garden Beds of Debris
Remove leaves and other matter that piled up in your garden during the cooler months. Gently turn the soil and work in fresh fertilizer.
- Start Planting
Early spring is the time to divide perennials and plant hardier vegetables, such as onions and potatoes. You can also start indoor seeds, if necessary, and move plants outdoors when the weather permits.
Getting some of your lawn and garden care underway now can make those warmer, sunny days feel closer in no time. Find more seasonal tips for prepping your yard at eLivingtoday.com.
SOURCE:
eLivingToday
(Family Features) A clean grill can enhance the flavor of your food, making regular grill maintenance an essential part of your outdoor cooking routine.
Grills, especially those exposed to the elements, can accumulate dirt, rust and food residue that can affect performance and safety. Plus, residual char and grease can impart unwanted flavors and even lead to flare-ups.
Once you’ve gathered the right tools – a sturdy grill brush with stainless steel bristles, a scraper, a bucket of soapy water, microfiber cloths and grill cleaner or degreaser – consult this step-by-step guide to keep your grill in pristine condition, ensuring delicious meals every time.
- Preheat the grill for 15 minutes to loosen any stuck-on residue then turn it off and let it cool slightly.
- Ensure the gas supply is turned off before cleaning.
- Remove the grates and scrub them thoroughly with a grill brush and warm, soapy water. Rinse and let dry.
- Clean burners by wiping them with a damp cloth.
- Scrape the inside of the grill to remove any debris and use a vacuum to collect loose dirt and ash.
- Wipe down the exterior of the grill with a microfiber cloth and grill cleaner.
- Reassemble the grill once all parts are dry and give it a final wipe down.
In between deep cleanings, remember to clean your grill grates immediately after cooking while they are still warm to remove food particles and grease. Find more tips for the grill and beyond at eLivingtoday.com.
Photo courtesy of Shutterstock
SOURCE:
eLivingtoday.com
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