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HEALTHY LIVING

Comparing Medicare plans could save money

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Medicare Open Enrollment is here. Now’s the time to review coverage and select a plan that meets your health care needs.

(Family Features) Medicare’s Open Enrollment period gives everyone with Medicare the opportunity to make changes to their health plans or prescription drug plans for coverage beginning Jan. 1, 2022. Don’t delay, the Open Enrollment period ends Dec. 7.

Comparing Plans Can Be Easy

Medicare plans can change year to year – even your current plan may be changing. Medicare.gov makes it easy to compare coverage options, shop for plans and feel confident about your choices. You can do a side-by-side comparison of plan coverage, costs and quality ratings to help you more easily see the differences between plans. If you choose a new plan for 2022, you can enroll right there. If your current coverage still meets your health care needs, you don’t have to do anything.

Open Enrollment (Oct.15-Dec. 7) is your chance to compare your choices for the year ahead and to see if you could save money all year long.

Here are some things to consider when shopping for Medicare coverage:

  • Check if your doctors are still in-network and your prescriptions are on the plan’s formulary.
  • The plan with the lowest monthly premium may not always be the best fit for your health needs.
  • Look at the plan’s deductible and other out-of-pocket costs that factor into your total costs.
  • Some plans offer extra benefits, like vision, hearing or dental coverage, which could help meet your unique health care needs in 2022.

Medicare is Here to Help

Here are three ways you can compare plans:

  • Find plans at Medicare.gov, where you can see estimates for all your prescriptions.
  • Call 1-800-MEDICARE. Help is available 24 hours a day, including weekends.
  • Help in your community is also available. You can get personalized health insurance counseling at no cost to you from your State Health Insurance Assistance Program (SHIP). Visit shiptacenter.org, or call 1-800-MEDICARE for your SHIP’s phone number. Many SHIPs also have virtual counseling available.

Medicare Open Enrollment ends Dec. 7. Now is the time to act if you want to enroll in or make changes to your Medicare health or prescription drug plans for coverage beginning Jan. 1, 2022. If your current coverage still meets your needs then you don’t have to do anything. Remember, if you miss the Dec. 7 deadline, you will likely have to wait a full year before you are able to make changes to your Medicare coverage.

For more information, visit Medicare.gov/plan-compare or call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048. Help is available 24 hours a day, including weekends. If you need help in a language other than English or Spanish, let the customer service representative know the language.

More information about Medicare is also available on the Medicare Facebook page and by following @MedicareGov on Twitter.


Need Help with Medicare Costs?

If you have Medicare and you’re facing challenges paying for health care, you may qualify for Medicare Saving Programs run by your state that can help save you money on health and prescription drug costs. If your income for 2021 is below $18,000, it might be worth contacting your state’s Medicaid program about programs that may be available to you. To learn more, call 1-800-MEDICARE.

Protect Your Medicare Card and Help Fight Fraud

Don’t let your guard down. Here are a few important steps you can take to protect your identity and help fight Medicare fraud.

  • Guard your Medicare card and number – Treat your Medicare Number and card just like you would your Social Security card or a credit card. Remember, Medicare will never contact you for your Medicare Number or other personal information unless you’ve given them permission in advance.
  • Review your Medicare claims – When you receive statements from Medicare, look them over to make sure they’re accurate. Watch for any services billed to your Medicare Number that you don’t recognize. Ask questions about your statements if you see something you think is incorrect.

Information provided by the U.S. Department of Health & Human Services.

Photos courtesy of Getty Images


SOURCE:
Centers for Medicare & Medicaid Services

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HEALTHY LIVING

5 habits to help maintain immune health

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(Family Features) Cold and flu season is here. The best way to battle cold and flu season is to prevent coming down with anything at all. While it’s impossible to stay entirely safe from germs, sniffles and coughs, there are a few healthy habits you can incorporate for extra protection this year.

Along with the guidance you receive from your health care provider, consider these dietary and lifestyle recommendations to support your immune system naturally.

Commit to a Healthier Diet: Essential for optimizing your immune system, eating a healthy diet consisting of more foods like fruits, vegetables, nuts, seeds, legumes and whole grains is recommended by experts. These foods contain beneficial plant compounds linked to health benefits in humans. Case in point: fresh grapes.

Natural grape compounds, including antioxidants and other polyphenols, may help protect the health and function of cells. At the most basic level, healthy cells are the foundation of good health.

Making simple swaps such as choosing fresh California grapes instead of processed snacks or adding grapes into favorite recipes for a healthy boost are tasty ways to add these beneficial compounds.

Studies suggest some grape compounds may positively influence immune function, including resveratrol and certain flavonoids. Additional studies show adding heart-healthy grapes to your daily diet can help support brain, colon and skin health. Grapes are also a good source of vitamin K, which may help support lung health. Incorporate the health benefits of grapes into your diet with an easy, convenient recipe like Grape and Brussels Sprout Slaw, perfect for eating on its own or pairing with a favorite protein such as grilled chicken breast.

Prioritize Basic Hygiene: Preventive practices can help you avoid germs, protecting yourself and others at the same time. Frequently wash your hands using soap and water, limit contact with others who may be sick and cover your nose and mouth with a tissue or elbow while coughing or sneezing.

Stay Active: Cold and flu season lines up with brisk temperatures, often making it more difficult to get outside for exercise. Find an activity you enjoy like moderate-intensity walking, jogging, biking or playing an aerobic sport. The “Journal of Sport and Health Science” reports exercise can help improve immune response and reduce inflammation, making it a key way to prepare your body to fight back.

Hydrate, Hydrate, Hydrate: Staying hydrated helps your immune system by keeping the body’s defenses functioning properly. In addition to drinking water, you can increase hydration by eating foods with high water content like grapes, which contain about 82% water.

Manage Stress: You can help control stress – which has a negative impact on overall health and wellness – in a number of ways. Practice deep breathing or meditation, engage in activities and hobbies that bring joy and develop nighttime habits that promote good sleep. If snacking in the evening, choose foods such as grapes that are a natural source of melatonin, a compound which helps regulate sleep cycles. Talk with someone you trust, like a friend, family member or mental health professional, to help relieve stress.

Visit GrapesFromCalifornia.com to find more ways to support your immune health.

Grape and Brussels Sprout Slaw

Servings: 6

  • 1 bag (12 ounces) shredded Brussels sprouts
  • 2/3 cup finely shredded red cabbage
  • 2 cups red Grapes from California, halved lengthwise
  • 1/2 cup finely diced red onion
  • 3 scallions, trimmed and thinly sliced
  • 2 tablespoons rice vinegar
  • 1 1/2 tablespoons honey
  • 1 teaspoon fresh lemon or lime juice
  • 1 teaspoon low-sodium soy sauce
  • 2 tablespoons olive oil
  • 1 tablespoon toasted (dark) sesame oil
  • freshly ground black pepper, to taste
  • 3 tablespoons toasted sesame seeds
  1. In large mixing bowl, combine shredded sprouts, cabbage, grapes, onion and scallions.
  2. In small bowl, whisk vinegar, honey, lemon or lime juice and soy sauce. Drizzle in olive and sesame oils while whisking. Toss well with slaw mixture. Chill 45 minutes to incorporate flavors. Season with pepper and sprinkle sesame seeds on top.

Nutritional information per serving: 170 calories; 4 g protein; 22 g carbohydrates; 9 g fat (48% calories from fat); 1.5 g saturated fat (8% calories from saturated fat); 0 mg cholesterol; 60 mg sodium; 4 g fiber.


SOURCE:
California Table Grape Commission

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HEALTHY LIVING

How to discuss vaccination with family, friends

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(Family Features) During the fall and winter months, respiratory infections such as flu, COVID-19 and RSV can surge. People who are vaccinated lower their risk of getting seriously ill and needing medical care if they get infected. About 70% of adults in the United States said they probably or definitely will get a flu shot, and more than 50% said they probably or definitely will get an updated COVID-19 vaccine. While many people are ready to get this season’s vaccines, others might still have questions.

“It is normal for people to have questions about vaccines,” said Peter Marks, MD, PhD, director of the U.S. Food and Drug Administration’s Center for Biologics Evaluation and Research, which oversees and reviews vaccine clinical trials. “It’s important for everyone to know that all vaccines go through extensive testing before they are approved and that following approval, they are carefully monitored to identify any safety concerns so that they can be addressed quickly. Hundreds of thousands of volunteers have taken part in respiratory vaccine trials. The results tell us that these vaccines are safe and effective in preventing severe disease caused by flu, COVID-19 and RSV.”

Here are some ways to talk about the importance of this season’s vaccines with a family member or friend who is unsure about getting vaccinated.

Hear them out.When talking about vaccination, it’s important to make others feel heard. There are many reasons why people may have questions and concerns about vaccines or even the health care system in general. Listen to their thinking and try not to judge. They want to know their thoughts and feelings matter.

Focus on the facts. Instead of calling out vaccine myths, focus on vaccine truths. Concentrating on myths can cause them to become the topic of your conversation. Instead, speak about the benefits of vaccines. For instance, you can mention vaccines cut your risk of being hospitalized for flu or COVID-19 by about half.

Ask if they need help getting vaccinated. Sometimes, people just need some help to find, schedule and get a vaccination. You can help them find a vaccine location at Vaccines.gov. They may also need help finding child care or figuring out whether they can take time off from work. Offering a ride or accompanying them can also be helpful, especially if the closest vaccination site is far away. If English is not their primary language, offer to help them schedule the appointment and arrange for a medical translator if needed. When it’s easier to get vaccinated, people are more likely to take this important step to help protect their health.

Having open, honest and supportive conversations about vaccines with family members and friends can make all the difference. For more information, visit cdc.gov/RiskLessDoMoreor talk to your doctor.

Flu, COVID-19 and RSV Vaccines Help People Risk Less Severe Illness and Do More of What They Enjoy
This season’s vaccines are now available. Everyone 6 months and older should get an updated flu and COVID-19 vaccine. Everyone ages 75 and older, or 60 and older with certain health conditions such as such as heart disease, lung disease, obesity or diabetes, should get an RSV vaccine if they have not been vaccinated for RSV before.

For certain people, the risk of serious respiratory illness remains high. These include adults ages 65 and older, residents of long-term care facilities, pregnant people, people with certain health conditions and those living in rural areas. People in some racial and ethnic groups, including people who are Black or Hispanic, are also at higher risk. People who are not up to date on flu, COVID-19 and RSV vaccines can reduce their risk by getting their 2024-25 vaccines as soon as they can.

To get started, visit Vaccines.gov.

Photos courtesy of Shutterstock


SOURCE:
United States Department of Health and Human Services

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HEALTHY LIVING

Smart starts for a healthy heart

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Improve hydration, skip added sugars with better-for-you beverages

(Family Features) How you start your morning can impact the rest of your day. If you’re looking to incorporate healthier choices into your morning routine, try a concept known as “habit stacking.” Building tiny, healthier habits into routines you already have, like enjoying a morning beverage or breakfast before you check your email instead of jumping right into the day’s tasks, can make it easier to stick to a new habit when it’s built into an existing routine.

If you already enjoy the routine of breakfast to start the day, consider swapping sugary drinks for beverages without added sugars like unsweetened green or black tea. When incorporated as part of an overall healthy diet, unsweetened tea can help support heart health.

If you need help getting started, Lipton, a proud national sponsor of the American Heart Association’s Life is Why campaign, created these easy-to-make, better-for-you tea recipes.

A small handful of ingredients makes a big splash in Green Tea Berry Banana Smoothies, ideal for an on-the-go breakfast. For a little refreshment any time of day, simple Sparkling Green Tea Cranberry Spritzers offer a solution with 0 grams of added sugars while non-alcoholic Green Tea Mojito Mocktails provide natural sweetness with 100% fruit juice.

Choosing beverages with no added sugars can contribute to a healthy heart, according to the American Heart Association, making these recipes perfect for daily habit stacking. Water is needed to keep your body running at its best, and because unsweetened tea is 99.5 % water, it provides a delicious way to help hydrate.

Discover more ways to improve daily routines at Heart.org/eatsmart.

Green Tea Berry Banana Smoothies

Recipe courtesy of the American Heart Association
Servings: 4 (1 1/2 cups per serving)

  • 3 cups water
  • 8 single-serving green tea bags
  • 16 ounces frozen mixed berries (about 3 cups)
  • 2 medium bananas, peeled, cut in half and frozen
  • 1 cup fat-free plain Greek yogurt
  • 2 teaspoons fresh-grated peeled gingerroot (optional)
  • 2 teaspoons vanilla extract (optional)
  • 2 teaspoons chia or flax seeds (optional)
  1. In small saucepan over high heat, bring water to boil. Remove pan from heat. Submerge tea bags. Steep 4 minutes. Discard tea bags. Let tea mixture cool 30 minutes. Pour into pitcher. Refrigerate 2 hours, or until chilled.
  2. In food processor or blender, process tea, berries, bananas and yogurt until smooth. Add gingerroot and vanilla, if desired, and process until smooth. Pour into four glasses. Sprinkle with chia seeds, if desired.

Nutritional information per serving (without optional ingredients): 136 calories; 1 g total fat (0 g saturated fat, trans fat, polyunsaturated fat and monounsaturated fat); 3 mg cholesterol; 23 mg sodium; 29 g carbohydrates; 5 g fiber; 18 g total sugars (0 g added sugars); 8 g protein.

Green Tea Mojito Mocktails

Recipe courtesy of the American Heart Association
Servings: 4 (1 1/2 cups per serving)

  • 4 cups water
  • 4 single-serving green tea bags
  • 32-40 sprigs fresh mint, plus additional for garnish, divided
  • 2 cups ice cubes
  • 1 cup 100% white grape juice
  • 1/2 cup fresh lime juice (about 4 medium limes)
  • 1 medium lime, cut into four wedges or lime zest twists (optional)
  1. In small saucepan over high heat, bring water to boil. Remove pan from heat. Submerge tea bags. Steep 4 minutes. Discard tea bags. Let tea mixture cool 30 minutes. Pour into pitcher. Refrigerate 2 hours, or until chilled.
  2. At serving time, add mint leaves to four glasses. Using muddler or wooden spoon, mash mint leaves several times to release juices. Don’t mash into pulp. Add ice.
  3. Stir white grape juice and lime juice into tea mixture. Pour into glasses. Garnish each with lime wedge and mint leaf.

Tip: To get more juice from citrus, before slicing, microwave fruit on high 30 seconds, or until warm. When cool enough to handle, use citrus reamer or handheld juice press to juice citrus.

Nutritional information per serving: 45 calories; 0 g total fat (0 g saturated fat, trans fat, polyunsaturated fat and monounsaturated fat); 0 mg cholesterol; 7 mg sodium; 13 g carbohydrates; 0 g fiber; 10 g total sugars (0 g added sugars); 1 g protein.

Sparkling Green Tea Cranberry Spritzers

Recipe courtesy of the American Heart Association
Servings: 4 (1 1/2 cups per serving)

  • 4 cups water
  • 4 single-serving green tea bags
  • 1 cup 100% cranberry juice or 100% cranberry-pomegranate juice
  • 2 cups ice cubes
  • 1/2 cup seltzer (flavored or plain) or low-sodium club soda, chilled
  • 4 orange slices or lime wedges (optional)
  1. In small saucepan over high heat, bring water to boil. Remove pan from heat. Submerge tea bags. Steep 4 minutes. Discard tea bags. Let tea mixture cool 30 minutes. Pour into pitcher. Stir in cranberry juice. Refrigerate 2 hours, or until chilled.
  2. At serving time, put ice cubes in four glasses. Pour tea mixture into glasses. Top each serving with seltzer. Garnish with orange slices.

Tip: To create cranberry-flavored ice cubes, fill ice cube tray with 100% cranberry juice and freeze.

Nutritional information per serving: 32 calories: 0 g total fat (0 g saturated fat, trans fat, polyunsaturated fat and monounsaturated fat); 0 mg cholesterol; 4 mg sodium; 8 mg carbohydrates; 0 g fiber; 8 g total sugars (0 g added sugars); 1 g protein.


SOURCE:
American Heart Association

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